skip to content
Home Motor Vehicle Accident Information Accident Insurance Claims Dos & Don'ts

Accident Insurance Claims Dos & Don'ts

Here is a short list of common auto accident insurance do's and don'ts.

Do Read Your Insurance Policy
Understanding what your accident policy will and will not cover can help you if you have a claim.

Do Record Information
Make sure to get the names, license numbers and insurance companies of the other people involved in the accident. Also, record the details of the accident, either with a written record or by taking pictures.

Do Call Your Insurer
You generally have a duty to inform your auto insurer if you have had an accident. You should contact your insurer as soon as possible after a car crash. Remember that many policies limit the amount of time you have to file a claim after an accident.

Do Call an Attorney to Protect your Rights
If you or someone you care for been injured in a motor vehicle accident, you may be able to recover the costs of your injury. James O. Cunningham is a Florida auto accident lawyer with over 30 years experience fighting for fair compensation for auto accident victims. Please contact the Florida Law Offices of James O. Cunningham, P.A. today and set up a consultation about your case.

Do Save Bills and Receipts
Save bills and receipts that are related to the accident claim. Your insurance company will want a record of the expenses that you have incurred so that they can properly reimburse you for the accident.

Do Not Call the Other Insurer
However, you should not contact the other driver's insurance agent. Let your insurance company or attorney handle any communication with other parties.

Do Not Admit Liability
Even innocent statements made at the scene of an accident can seriously damage any claim you make with your insurance company.

Do Not Sign Forms without Reading and Understanding Them
After an accident, it can be easy to sign away your rights unintentionally if you do not take the time to read and understand the forms that you are signing. If you have any questions about releases and forms, contact an experienced car accident attorney.

Do I Have A Case?

padlock 100% Secure and Confidential

Martindale Hubbell | Highest Ethical standing
  • 5 StarsWalt Disney World Claims Department Employee

    “I was involved in a motor vehicle accident where the other driver ran a red light and my car was a total loss. I was referred to James Cunningham due to the fact that our attorney’s have been very impressed with James Cunningham’s work. This fact turned out to be very true as Mr. Cunningham helped me win my case to a full and maximum settlement.”

    - a Personal Injury client
  • Bar Register Preeminent Lawyers
  • The Florida Bar Board Certified
  • NBLSC Board Certified Lawyers
  • Multi-Million Dollar Advocates Forum
  • Lead Counsel Rated
  • Avvo Rating 10.0 Superb
  • The Florida Bar Certified Civil Trial Lawyer
  • Avvo Clients' Choice Personal Injury
  • Avvo Rating 10.0 Superb Top Attorney Personal Injury
  • Martindale-Hubbell AV Preeminent High Ethical Standing
  • The National Trial Lawyers Top 100
  • Super Lawyers
  • Florida Legal Elite

Client Testimonials

5 StarsGreat Service (auto accident)
After totalling my vehicle my father recommended I retain Mr. Cunningham. A little online research lead us to Mr. Cunningham who made this case an easy process and educational. I recommend Jim Cunningham. He is doing a great service. Tyrone, an Auto Accident Client

5 StarsOutstanding Attorney
I was in an automobile accident and didn't know where to turn. My son-in-law recommended James Cunningham and I am so happy I took his advice. James and his staff were very professional and compassionate in guiding me through a difficult time. I highly recommend him. Hilda, an Auto Accident Client

5 StarsExcellent Service
Mr Cunninghan was a consientious, competant attorney and very professional. His service was excellent and we would recommend him highly. Barbara his assistance was also excellent in her services to us both. Lawrence, a Car Accident client

Read Reviews

Request a free 30-minute case evaluation with attorney James O. Cunningham. Request Free Evaluation

Close Form

Receive a free case evaluation.

All submissions are personally reviewed by attorney James O. Cunningham within hours.

padlock 100% Secure and Confidential