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Insurance Coverage

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If you own and operate a motor vehicle in Florida, you are required to carry auto insurance coverage. When people are injured in car accidents, their auto insurance covers property damage, bodily injury, medical bills, lost wages, and other expenses. Many people may be tempted to carry the lowest amount of coverage, that is, the least expensive coverage. As an experience car accident lawyer, James Cunningham encourages motorists to consider carrying higher policy limits to ensure they are covered if injured by a person who does not carry enough insurance.

A qualified insurance agent can help you choose the right insurance coverage. If you have questions about how your insurance coverage works in relation to an auto accident, contact our firm.

Car Accidents and Insurance Coverage

Our firm helps people who have been injured in car, truck, motorcycle, and boating accidents. Carrying underinsured and uninsured motorist coverage provides protection in the event an insured is injured by a person who does not carry enough insurance. When an insured has underinsured and uninsured motorist coverage, the damages that exceed the limits of the negligent person's insurance will be covered by the underinsured or uninsured policy of the injured person.

Attorney James Cunningham has represented injured people since 1977. He regularly speaks with insurance adjusters regarding clients' claims. Contact our firm, 877-FL-INJURY (877-354-6587) to schedule an appointment.to learn more about insurance as it relates to your car accident.

Martindale Hubbell | Highest Ethical standing
  • Walt Disney World Claims Department Employee

    “I was involved in a motor vehicle accident where the other driver ran a red light and my car was a total loss. I was referred to James Cunningham due to the fact that our attorney’s have been very impressed with James Cunningham’s work. This fact turned out to be very true as Mr. Cunningham helped me win my case to a full and maximum settlement.”

    - a Personal Injury client

Client Testimonials

5 StarsGreat Service (auto accident)
After totalling my vehicle my father recommended I retain Mr. Cunningham. A little online research lead us to Mr. Cunningham who made this case an easy process and educational. I recommend Jim Cunningham. He is doing a great service. Tyrone, an Auto Accident Client

5 StarsOutstanding Attorney
I was in an automobile accident and didn't know where to turn. My son-in-law recommended James Cunningham and I am so happy I took his advice. James and his staff were very professional and compassionate in guiding me through a difficult time. I highly recommend him. Hilda, an Auto Accident Client

5 StarsExcellent Service
Mr Cunninghan was a consientious, competant attorney and very professional. His service was excellent and we would recommend him highly. Barbara his assistance was also excellent in her services to us both. Lawrence, a Car Accident client

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