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Accident Insurance Claims Dos & Don'ts

Here is a short list of common auto accident insurance do's and don'ts.

Do Read Your Insurance Policy
Understanding what your accident policy will and will not cover can help you if you have a claim.

Do Record Information
Make sure to get the names, license numbers and insurance companies of the other people involved in the accident. Also, record the details of the accident, either with a written record or by taking pictures.

Do Call Your Insurer
You generally have a duty to inform your auto insurer if you have had an accident. You should contact your insurer as soon as possible after a car crash. Remember that many policies limit the amount of time you have to file a claim after an accident.

Do Call an Attorney to Protect your Rights
If you or someone you care for been injured in a motor vehicle accident, you may be able to recover the costs of your injury. James O. Cunningham is a Florida auto accident lawyer with over 30 years experience fighting for fair compensation for auto accident victims. Please contact the Florida Law Offices of James O. Cunningham, P.A. today and set up a consultation about your case.

Do Save Bills and Receipts
Save bills and receipts that are related to the accident claim. Your insurance company will want a record of the expenses that you have incurred so that they can properly reimburse you for the accident.

Do Not Call the Other Insurer
However, you should not contact the other driver's insurance agent. Let your insurance company or attorney handle any communication with other parties.

Do Not Admit Liability
Even innocent statements made at the scene of an accident can seriously damage any claim you make with your insurance company.

Do Not Sign Forms without Reading and Understanding Them
After an accident, it can be easy to sign away your rights unintentionally if you do not take the time to read and understand the forms that you are signing. If you have any questions about releases and forms, contact an experienced car accident attorney.

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Florida Personal Injury Office Locations

Main Office

Orlando Personal Injury Office:
3117 Edgewater Dr.
Orlando, FL 32804
Phone: 407-425-2000
Toll Free: 877-FL-INJURY
Fax: 407-843-8274

Seminole County

Lake Mary Office:
1001 Heathrow Park Lane
Suite 4001
Lake Mary, FL 32746
Phone: 407-487-4408

Osceola County

Kissimmee Office:
17 S. Orlando Ave.
Kissimmee, FL 34741
Phone: 407-966-4408

Volusia County

Daytona Beach Office:
1301 Beville Rd., Suite 8
Daytona Beach, FL 32119
Phone: 386-243-4994

DeBary Office:
465 Summerhaven Drive, Suite C
DeBary, FL 32713
Phone: 386-320-3911

Deland Office:
Downtown Executive Center
120 South Woodland Blvd.
Deland, FL 32720
Phone: 386-206-1264

Citrus County

Inverness Office:
110 North Apopka Ave.
Inverness, FL 34453
Phone: 352-205-4341

Polk County

Lakeland Office:
1102 S. Florida Ave., Suite 104
Lakeland, FL 33803
Phone: 863-968-7551

Winter Haven Office:
325 Avenue A, N.W.
Winter Haven, FL 33881
Phone: 863-968-7173

Hillsborough County

Tampa Office:
100 S. Edison St. Suite D
Tampa, FL 33606
Phone: 813-355-9772

Marion-Sumter Counties

The Villages Office:
3420 U.S. Hwy. 27/441
Fruitland Park, FL 34731
Phone: 352-419-0825

Lake County

Mt. Dora Office:
602 East 5th Ave.
Mt. Dora, FL 32757
Phone: 352-436-4696

Clermont Office:
900 W. Highway 50
Clermont, FL 34711
Phone: 352-503-4674

Brevard County

Titusville Office:
506 S. Palm Ave.
Titusville, FL 32780
Phone: 321-222-7300

Cocoa Office:
96 Willard Street
Suite 206,
Cocoa, FL 32922
Phone: 321-757-1373