Here is a short list of common auto accident insurance do's and don'ts.
Do Read Your Insurance Policy
Understanding what your accident policy will and will not cover can help you if you have a claim.
Do Record Information
Make sure to get the names, license numbers and insurance companies of the other people involved in the accident. Also, record the details of the accident, either with a written record or by taking pictures.
Do Call Your Insurer
You generally have a duty to inform your auto insurer if you have had an accident. You should contact your insurer as soon as possible after a car crash. Remember that many policies limit the amount of time you have to file a claim after an accident.
Do Call an Attorney to Protect your Rights
If you or someone you care for been injured in a motor vehicle accident, you may be able to recover the costs of your injury. James O. Cunningham is a Florida auto accident lawyer with over 30 years experience fighting for fair compensation for auto accident victims. Please contact the Florida Law Offices of James O. Cunningham, P.A. today and set up a consultation about your case.
Do Save Bills and Receipts
Save bills and receipts that are related to the accident claim. Your insurance company will want a record of the expenses that you have incurred so that they can properly reimburse you for the accident.
Do Not Call the Other Insurer
However, you should not contact the other driver's insurance agent. Let your insurance company or attorney handle any communication with other parties.
Do Not Admit Liability
Even innocent statements made at the scene of an accident can seriously damage any claim you make with your insurance company.
Do Not Sign Forms without Reading and Understanding Them
After an accident, it can be easy to sign away your rights unintentionally if you do not take the time to read and understand the forms that you are signing. If you have any questions about releases and forms, contact an experienced car accident attorney.