PIP insurance coverage
New Florida PIP Law Could Make it Tougher for Injured People to Receive Compensation
Revisions to a current law scheduled to go into effect on Jan. 1, 2013, have James O. Cunningham and other Orlando personal injury lawyers very concerned about the impact they could have on injured people getting the fair and just compensation they deserve from negligent drivers. Under the current law, all drivers are required to purchase Personal Injury Protection (PIP) insurance, which helps ensure that anyone injured in an auto accident will have some coverage for medical bills whether they were at fault for causing the accident or not. Under Florida law (Title XXXVII, 627.736), PIP insurance covers up to 80 percent of medical bills up to a maximum of $10,000, 60 percent of the injured party’s lost wages, as well as a $10,000 death benefit in the case of a fatal accident.