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Study Finds One in Four Florida Drivers Is Uninsured

Orlando personal injury attorney James O. Cunningham was shocked to read recently that one in four drivers in our state is operating a vehicle without the required minimum amount of insurance coverage. According to a report issued recently by the non-profit Insurance Research Council, Florida ranks 50 percent above the national average for uninsured drivers, which is one uninsured driver out of every six. Massachusetts is lowest overall in the U.S. with one in every 100 drivers operating a vehicle without insurance. Mr. Cunningham was also shocked to learn that our state is not the worst for uninsured drivers. Oklahoma, Alabama, Mississippi and New Mexico average more than one in four uninsured drivers, but that is little comfort to anyone in Florida involved in an accident caused by an uninsured driver.

In Florida, drivers are only required to carry basic insurance coverage for their own injuries and for property damage that they cause to another driver’s vehicle, but they don’t have to carry coverage for bodily injuries they may cause to others. Our state lags behind most states in the country by not requiring basic coverage for bodily injury to others, and this puts anyone driving or riding in a car at elevated risk for profound financial hardship if they suffer injuries in an auto accident.

Essentially, current Florida laws put everyone at risk, including conscientious drivers who purchase more than the minimum amount of coverage, for being unable to recover damages for injuries suffered in an accident caused by an uninsured or underinsured driver. Our state’s “no-fault” insurance system may help keep small claims of $10,000 or less out of our courts, but with healthcare costs skyrocketing, very few injuries can be treated for less then $10,000.

When injured people need compensation to help pay for medical bills, lost time at work and other accident related expenses, they turn to experienced Orlando personal injury lawyers such as James O. Cunningham. Mr. Cunningham has been helping people injured in auto accidents receive fair and just compensation for more than 34 years and offers free consultations to discuss each client’s case. To schedule your consultation and learn more about your rights and legal options, call 888-425-2004 or 407-425-2000 today.

James O. Cunningham

Since 1977, personal injury lawyer James Cunningham has provided effective legal advocacy to people who are injured through the negligent actions of another person or entity throughout the Central Florida area. He fights to obtain recoveries for his clients’ physical and emotional pain and suffering and pursues his clients’ personal injury cases with a commitment to excellence and impeccable preparation.

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Florida Personal Injury Office Locations

Main Office

Orlando Personal Injury Office:
3117 Edgewater Dr
Orlando, FL 32804
Phone: 407-425-2000
Toll Free: 877-FL-INJURY
Fax: 407-843-8274

Seminole County

Lake Mary Office:
1001 Heathrow Park Lane
Suite 4001
Lake Mary, FL 32746
Phone: 407-487-4408

Osceola County

Kissimmee Office:
17 S. Orlando Ave.
Kissimmee, FL 34741
Phone: 407-966-4408

Volusia County

Daytona Beach Office:
1301 Beville Rd., Suite 8
Daytona Beach, FL 32119
Phone: 386-243-4994

DeBary Office:
465 Summerhaven Drive, Suite C
DeBary, FL 32713
Phone: 386-320-3911

Deland Office:
Downtown Executive Center
120 South Woodland Blvd.
Deland, FL 32720
Phone: 386-206-1264

Citrus County

Inverness Office:
110 North Apopka Ave.
Inverness, FL 34453
Phone: 352-205-4341

Polk County

Lakeland Office:
1102 S. Florida Ave., Suite 104
Lakeland, FL 33803
Phone: 863-968-7551

Winter Haven Office:
325 Avenue A, N.W.
Winter Haven, FL 33881
Phone: 863-968-7173

Hillsborough County

Tampa Office:
100 S. Edison St. Suite D
Tampa, FL 33606
Phone: 813-355-9772

Marion-Sumter Counties

The Villages Office:
3420 U.S. Hwy. 27/441
Fruitland Park, FL 34731
Phone: 352-419-0825

Lake County

Mt. Dora Office:
602 East 5th Ave.
Mt. Dora, FL 32757
Phone: 352-436-4696

Clermont Office:
900 W. Highway 50
Clermont, FL 34711
Phone: 352-503-4674

Brevard County

Titusville Office:
506 S. Palm Ave.
Titusville, FL 32780
Phone: 321-222-7300

Cocoa Office:
96 Willard Street
Suite 206,
Cocoa, FL 32922
Phone: 321-757-1373